Banking and Finance

Witherspoon Kelley represents numerous financial institutions throughout the Northwest. These include banks, bank holding companies, savings associations, savings and loan holding companies, credit unions, debenture companies, and mortgage companies. The representation is multi-faceted and includes such diverse areas as securities offerings, regulatory compliance, loan documentation, litigation, employment matters, executive compensation arrangements, pension and profit-sharing plans, and leasing and other real estate issues.

The lawyers in the financial institutions group work with lawyers in all other areas of the practice to ensure that our clients receive the highest quality legal representation in a timely and cost-effective manner. For example, our financial institution lawyers often work with our litigation group to represent clients in connection with regulatory enforcement actions or disputes with various financial institution regulators, employment issues, and environmental issues on owned real estate.

Banking and Finance Practice:

• Asset-back securitization
• Community Reinvestment Act
• Complex corporate financial transactions
• Complex loan workouts and restructures
• Creditor rights, including bankruptcy
  
• Director and officer liability coverage
• Executive compensation arrangements
• Fair lending
• Fiduciary bond coverage and claims
• Human resources and labor issues
• Judicial and non-judicial foreclosures
• Loan documentation
• Operations
• Outsourcing contracts
• Permissible activities of service corporations and operating subsidiaries
• Project finance
• Public and private offerings of debt and equity securities
• Receiverships
• Regulatory compliance, including representation before federal banking agencies and state regulators
• Strategic planning assistance in connection with branching, interstate banking, mergers and acquisitions and balance sheet restructurings
• Transactions with FHLMC, FNMA, and HUD

Practitioners of Banking and Finance Law:

• Anson, Edward
  
• Barnes, Ned M.
  
• Beaudoin, Ryan M.
  
• Cochran, Thomas D.
  
• Coleman, Shane P.
  
• Currin, Michael D.
  
• Finney, Daniel E.
  
• Johnson, Patricia L.
  
• Kapaun, Michael J.
  
• Loft, Michael L.
  
• Magnuson, Robert L.
  
• McCormick, Jody M.
  
• Repp, Richard A.
  
• Riley III, John M.
  
• Ripley, Shelley N.
  
• Schultheis, Andrew J.
  
• Simpson, Jennifer M.
  
• Swinton, Duane M.
  
• Van Dessel, Geana M.
  
• Varallo, Christopher G.
  
• Weatherhead, Leslie R.